More good stuff...

I finally decide to call the company who I have my IRA accounts with directly since the financial advisor never returned my call.  I was able to pull $20,000 out for my school and may not even have to pay any taxes, but I had them withheld just in case.  The checks are arriving on Wednesday so I can set up my payment plan and will have my first semester fully covered :).  I am still waiting on the approval for my big loan and decided the day it gets approved I will quit smoking!  To dangerous around jet fuel!